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Bank of America is a household name with a wide-ranging portfolio of consumer banking, credit card and investment services and an expansive presence that reaches 69 million consumer and small business clients in the U.S. BofA has a network of more than 3,800 branches and 15,000 ATMs.
Here’s what you need to know to find Bank of America branch locations most convenient for you.
Bank of America Near Me
The best way to find nearby Bank of America financial centers (the bank’s term for its branch locations) is to use the Bank of America locator. It will provide a more comprehensive search experience than Google Maps or Apple Maps as it contains a wealth of information about services available at each branch location.
Not only can you use the locator to find Bank of America financial centers near you, but the tool’s robust set of filters can also help you find a location that’s open when you want to bank and has the exact services you need. Need to bank on Sunday? Simply select “Open Sundays” under the filter options. Want something notarized? You can display only locations that have a notary on staff.
How To Use the Locator Tool
For most users, simply launching the Bank of America branch and ATM locator in your web browser will show you a map of all locations currently open in your area. If your web browser location services are not enabled or you want to search for branch locations in another area, simply enter an address, ZIP code or landmark in the search box.
From there, you can zoom in on a location, scroll down the list of BofA branches and ATMs, or use filters to find locations that offer the services you need. The Bank of America locator tool contains an impressive set of filter options, found under “Financial Center Services,” making it easy to find a branch offering the precise services you need.
You can filter branch locations by a long list of service options:
- Currently open
- Dedicated business teller
- Glass barrier at customer service desks
- Drive-thru teller services
- Videoconferencing
- Express financial center
- Advanced center with video chat
- Accepts appointments
- Financial solutions advisor
- Home loans specialist
- Centralized small business banker
- Notary
- Commercial deposits accepted
- Night deposits accepted
- Change orders
- ATM services available
- Open Saturdays
- Open Sundays
For example, if you want to see locations that offer drive-thru teller services and are open on Saturday, you can select those options from the filter menu.
Select any location on the map to snap to that location’s details, including its address, branch phone number, daily hours, available services and contact information for specialty bankers like financial solutions advisors and home loans specialists. You can even schedule an appointment right from the locator tool.
Bank of America ATM Near Me
Bank of America offers a dedicated network of ATMs, which allow you to get cash, deposit checks, transfer funds between accounts, check account balances and make payments for your Bank of America credit card.
All Bank of America ATMs offer contactless card access, so if you have your Bank of America debit card saved in your digital wallet, you can use BofA ATMs without a physical card. Customers enjoy fee-free use of all Bank of America ATMs.
To find an ATM using the locator tool, search for your location, then select “Filter” to bring up the filter menu. If you are looking for ATM locations, select the ATM option that matches what you’re looking for.
One quirk about the tool is that it displays only locations that offer all the services you select. So if you choose “Walk-up ATM” and “Drive-thru ATM,” only locations that have both walk-up and drive-thru machines will appear. For best search results, select only the ATM services you intend to use.
Bank of America ATM Withdrawal Limit
The amount of money you can withdraw at a Bank of America ATM is limited by both the ATM’s transaction limits and limits on your bank account.
Bank of America ATMs can only dispense up to $1,000 and 60 bills per transaction, so cash withdrawals requesting more than this require multiple transactions. Most Bank of America ATMs offer $10s, $20s and $100s.
Banks also place ATM withdrawal limits on their accounts, so your BofA account likely restricts how much cash you can get from an ATM in a day. Regardless of which ATM you use, you won’t be able to exceed these limits, even if you make multiple withdrawals.
If you want to increase or decrease your debit card’s ATM withdrawal limit, you can do so using Bank of America’s mobile app or via the online banking portal. In the app, select “Menu” then “Manage Debit/Credit Card” to set your debit card limits. On the online portal, go to the “Information and Services” tab, and then choose “Set daily purchase and ATM withdrawal limits” under “Manage card settings.” You can also contact customer service or visit a branch to make these changes.
Finally, ATM limits are always subject to fund availability. Funds deposited before the bank’s cutoff times on a business day will generally be available the next business day. Bank of America’s cutoff times are 9 p.m. ET in the Eastern or Central time zones and 8 p.m. PT in the Mountain and Pacific time zones. The bank will notify you if a hold is placed on any deposited funds.
About Bank of America
Throughout the early 21st century, BofA engaged in expansion by acquisition. In 2003, Bank of America bought FleetBoston Financial Corp., expanding its branch presence in New England. The year 2007 brought an expansion into the Midwest with the acquisition of LaSalle Bank and its 411 branches. During the financial crisis, Bank of America took over Countrywide Financial and Merrill Lynch, expanding the number of home mortgage and investment customers it served.
As of the end of 2021, Bank of America operated 4,173 financial centers in 38 states and the District of Columbia. In addition to its financial centers with in-person branch banking services, the bank also has 16,209 ATM locations across the U.S. Today, BofA has a presence in the 39 largest metropolitan areas in the U.S.
Bank of America Customer Service Hours
Bank of America financial center hours vary by location. Most ATMs at branch locations are accessible 24 hours a day.
Most locations are open Monday through Friday from 10 a.m. until 4 p.m. local time. But many open at 9 a.m. and stay open until 5 p.m during the week. Branches operating on Saturdays typically open at 9 a.m and close in the early afternoon. Very few branch locations are open on Sundays.
To find the hours of a branch in your specific location, select “Details & Services” when you find the branch using the Bank of America locator tool.
How To Open an Account with Bank of America
You can open an account with Bank of America online, in person or over the phone. To open an account online, visit the bank’s landing page for new accounts and select your account type to get started.
If you prefer to open a new checking or savings account over the phone, you can call 800-432-1000. Alternatively, you can use the Bank of America locator tool to find a branch location where a banker can assist you with opening a new account.
Bank of America frequently offers promotional bank bonuses for new customers looking to open bank accounts. If you’re considering opening an account with Bank of America, take a look at the current promotions to see if you qualify for a bonus.
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Frequently Asked Questions (FAQs)
How much can I withdraw from a Bank Of America ATM?
You can withdraw up to $1,000 or a maximum of 60 bills in one transaction at a Bank of America ATM. Your account-specific ATM withdrawal limits and availability of funds may also limit the amount you can withdraw.
Where is a Bank Of America ATM near me?
Bank of America operates approximately 15,000 ATMs. You can find a Bank of America ATM near you by using the Bank of America locator tool. Standalone ATMs and ATMs at banking centers will display “ATM” below the location name.
What time does Bank of America open?
Bank of America branch locations typically open at 9 a.m. on weekdays, but opening hours vary by location. The best way to find the hours of your nearest Bank of America branch is to visit the Bank of America locator tool, search for a nearby branch and look at its hours under the location details.
How do I talk to Bank of America customer service?
You can talk to Bank of America customer service by calling 800-432-1000 for checking and savings accounts or 800-732-9194 for credit cards.
